Health Plans
Did you know that in 2025, The Heritage Group will pay 87% of anticipated health care expenses, which helps keep them more affordable for your family? In order to be covered under our health plan and receive these benefits, you must select them. If you do not enroll within your enrollment window, you will NOT be covered.
High Deductible Health Plan (HDHP)
We offer two High Deductible Health Plan (HDHP) options for medical and pharmacy coverage. These plans are also Health Savings Account eligible. Read on for more details about these two different options.
Annual Share of Premium Cost
| You Pay | Company Pays | Total | |
| Employee Only | $1,732 | $10,215 | $11,947 |
|---|---|---|---|
| Employee + Spouse or domestic partner | $4,220 | $19,895 | $24,115 |
| Employee + Children | $3,042 | $17,863 | $20,906 |
| Family | $5,577 | $27,497 | $33,074 |
Download 2025 Anthem Medical Plan Summary of Benefits and Coverages ($2K-$4K Plans)
Download 2025 Anthem Medical Summary of Benefits ($2K-$4K Plan)
| You Pay (Weekly/ Bi-Weekly) | Company Pays | Total | |
| Employee Only | $905 | $10,109 | $11,014 |
|---|---|---|---|
| Employee + Spouse or domestic partner | $2,205 | $19,950 | $22,154 |
| Employee + Children | $1,590 | $17,635 | $19,225 |
| Family | $2,913 | $27,452 | $30,366 |
Download 2025 Anthem Medical Plan Summary of Benefits and Coverages ($4K-$8K Plans)
Download 2025 Anthem Medical Summary of Benefits ($4K-$8K Plan)
While rates for domestic partner coverage are the same as those for covering your spouse or family, there are two income tax implications you should be aware of:
- The premium amount your employer pays to cover your domestic partner and/or your partner’s children is considered taxable income (i.e. imputed income) and is reported as such on your Form W-2; and,
- The portion of the premium amount that you pay related to your domestic partner is deducted from your pay on an after-tax basis rather than a pre-tax basis. Both implications will result in additional income taxes withheld from your pay.
Resources
Anthem Nurse
Free, 24/7 access to a dedicated, specially trained health guide if enrolled in a Heritage health plan
Phone: 1-844-441-1513
Anthem Preventive Care Benefits
Learn More
Anthem Find Care
Visit Web Tool
Anthem Travel and Lodging Claim Form
Download
2025 Pharmacy Drug Grant Program
Learn More
List of Free Prescription (Maintenance) Drugs
Download
Tobacco Surcharge
If you or your spouse are enrolled in our health plan and use tobacco products, a monthly surcharge applies.
Learn More
Thinking about kicking your habit?
Sign up for our free, confidential Freedom from Smoking Plus Program (not just for smokers!)
Need Help? Reach out to Employee Hub
Phone: 1-800-303-0408 | Email: [email protected]
