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4. Early Retirement

Early Retirement

At The Heritage Group, we believe our success as a company is bound to our commitment to sustain the health of individuals and the environment, now and in the future.

Download Early Retiree Guide (2025)

Who is eligible to enroll in benefits?

• As an early retiree, you are eligible to participate up to your 65th birthday. Your elected benefit coverage will terminate at the end of the month in which you turn 65.
• You are at least 60 years of age, but younger than 65.
• You are employed by The Heritage Group for a minimum of 5 years.

401(k) Retirement Saving Plan from Empower

Understanding your financial readiness for retirement is an important part of deciding when you’ll be prepared to retire. As you plan, you can view your account here.

Visit Empower Participant Portal

Empower’s Retirement Solutions Group

Empower (our 401K plan administrator) offers many resources to help employees prepare and transition towards retirement.
Speak directly with a Retirement Consultant from Empower’s Retirement Solutions Group for one-on-one advice at no cost. 
Phone: 1-833-301-9355