Focus on Vision Care!
Eye exams are about more than ensuring you can read a menu without holding it arm’s length. They are also about watching out for serious health problems.
At a typical eye exam, your optometrist will check your vision. He or she will also check for signs of eye problems, such as glaucoma, cataracts, and chronic conditions like diabetes, high blood pressure, and more.
The good news is that standard vision coverage makes it easy to get these check-ups. Most policies cover an annual exam with a small copay, as well as new glasses or contacts. You may pay more if you want fancy glasses, but basic costs are covered by your insurance. Keep in mind that injuries to your eyes, such as getting hit by a foreign object, and diseases of the eye will be treated under your medical insurance policy.
Finding a provider is similar to finding a family doctor. Go to your insurer’s website and search for in-network providers in your area. Contact a provider to confirm that they accept your insurance and make an appointment. Make sure you understand what your policy covers before your visit. If your provider suggests additional tests, ask if the tests are essential or just suggested, and how they will be covered.
If you have vision coverage, be sure to make at least one annual appointment to get your check-up. Even if you aren’t squinting at the newspaper, it’s worth it to get an overall health check.